Youth Services

Project F.I.T (Financial Independence Training)

Strengthen your financial future with East Texas Professional Credit Union. Learning to save and manage money takes practice, and knowing where to start can be a challenge. Project F.I.T was created to ensure a financially fit foundation for our young Texans. The program was designed for members age 12-22 to teach you how to budget, save and live within your earnings. 

Let us help you achieve financial independence with our Project F.I.T. Accounts.* These accounts are designed to help you reach your goals and to promote financial education. These accounts also make it possible for children and teens to enjoy the great benefits of Credit Union membership.

Project F.I.T. classes are held monthly at our Administration facility located at 5000 E. George Richey Rd. in Longview. Call us at 903.323.0230 to reserve space for an upcoming financial literacy course. On-site curriculum is also available at participating local high schools. 

*Members 17 and younger must have a parent or legal guardian joint on all accounts. Other restrictions apply. Visit ETPCU for details.

























Our F.I.T. savings accounts feature a low minimum opening deposit, quarterly dividends on balances of $100 or more, free online banking, free mobile banking, ATM cards with no monthly service fees, and free automated teller telephone service.
East Texas Professional Credit Union’s Advantage Checking account is available to members age 12 and older and provides convenience and value with numerous benefits. These accounts feature no monthly service fee, no minimum balance requirement, monthly dividends on balances of $1,000 or more, free online banking, free mobile banking, debit and ATM cards with no monthly service fee, and free automated teller telephone service. Extras such as overdraft protection, Bill Pay and direct deposit are also available with Advantage Checking.
Our F.I.T. Term Share Certificates feature a special rate for members ages 12-22.** These accounts allow young members to secure a higher rate of return for a set period of time. These higher yielding accounts are available with a 12-month maturity.

**Active savings and checking accounts with financial literacy course completion (Reality 101 or equivalent) required. 
The F.I.T. First Time Auto Loan Program is designed for members ages 15-22.** These loans feature a quick turnaround with attractive financing rates to meet your needs. 

**Active savings and checking accounts with financial literacy course completion (Reality 101 or equivalent) required.
The F.I.T. Micro Loan Program is designed for members ages 12-17.** These loans feature a quick turnaround with attractive financing rates to meet your needs. 
 
**Active savings and checking accounts with financial literacy course completion (Reality 101 or equivalent) required.     
You can show your school spirit with a complimentary instant issue debit or ATM card featuring your school logo.*† A complimentary card is available when opening a new minor checking or savings account through the F.I.T. program. Instant issue debit and ATM cards allow members to receive their card immediately, rather than waiting the traditional seven to ten business days to receive the card through the mail.

*†Offer valid for new accounts only. One complimentary instant issue card per new account. Other restrictions apply. Visit ETPCU for details.